Looking for a new home for your family? Here at Solitaire Homes we are proud to offer energy star rated manufactured homes that come in a range of single and double section floorplans.
Fill Out Our Financing Application
Our home financing application can help you find the right financing for your needs and get you on the path toward home ownership faster. Before filling out the application you’ll want to ensure you have the following for each applicant on hand.
- Copy of the state Driver’s License for each applicant.
- Copy of the Social Security Card for each applicant.
- Payroll stubs for the last 30 days for each applicant.
- Tax returns for the last two years for each applicant.
- Bank statements for the last two months for each applicant.
Manufactured Home Financing Options
Several options are available to families.
Chattel financing is a home only purchase that just covers your home and not the land you put it on. It’s a great option if land has been handed down to you or you’ve already paid the land off. Down payments required will range between 5% and 20% depending on your credit score.
If you’re a Dave Ramsey fan or have managed to save up enough cash to cover your home purchase you can simply pay with cash.
Small community banks and credit unions are often are great place to get a loan for your new home. One of the best things about this is the personalized approach and the fact that your solitaire dealer and can actually interact with your banker to help move the process along.
If you’d prefer to keep as much cash on hand as possible, it’s sometimes possible to use your land as collateral for the mortgage. This is called Land in Lieu financing and the amount your land is appraised for will impact the down payment.
Your final options is an FHA mortgage, which we can help you secure.
Finding the right home takes time. And when you’re navigating tasks like choosing a home floorplan, finding a piece of land or community to place your mobile home, and manufactured home financing options, it can get overwhelming. Don’t worry! We’re here for you. Our team can help you find the right financing for your needs and walk you through the various options available to you in Texas, Oklahoma, and New Mexico.