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Tips For Buying a Manufactured Home


Manufactured homes are a wonderful choice for families who are seeking more bang for their buck, along with flexibility. One of the best parts of owning a manufactured home is that you can select where you want your home to go. You don’t have to build in a subdivision, you can choose a beautiful secluded lot out in the country and enjoy living in peace and quiet away from the city.

When buying a manufactured home there are a few tips you should follow to make the process easy, safe, and enjoyable for you.

Shop Around | It’s easy to fall in love with one home or floorplan. Before you sign on the dotted line make sure you’ve visited several dealers and got firm prices for comparable models. Once you know the price of your dream home, check out the price of comparable townhomes, condos, and houses in your area so you have an idea of how they size up.

Investigate Financing Options | Before you head to a dealership, be sure to know everything there is to know about financing your home. Typically mobile homes are financed as personal property, as opposed to mortgages. Oftentimes dealers get commission off of loans they sell to customers. These interest rates are a few percentage points higher than mortgages. As a result it usually is better to work directly with the lender.

Know What You Want | Determine what you want in a home and do not compromise on your ‘must-haves’ list. If you want 3 bedrooms, but find a nice home with 2, don’t compromise. There are more options available today than ever before, which means you’ll eventually find a floorplan that works for you. The key here is patience. Knowing what you want when you visit a dealer also allows you to have more leverage. When you walk in and say exactly what you want and what your budget is, there’s less room to persuade you to buy something that is different than what you’re looking for.

Negotiate | When you’re at a dealership you CAN and SHOULD negotiate the price of your home. Ask the dealer if you can see the invoice of the home and what the cash price would be. Don’t offer up what your maximum payment would be or what price you’d like to pay. Be smart and remember to stay within your financial comfort zone.

Warranty | Ask the dealer what the warranty covers. At times things like improper site prep or selling/moving the home can void the warranty. Most warranties require you to perform basic home maintenance to keep the warranty in tact. The important thing is to know your warranty inside and out.

If you’ve done your research and are ready to buy your manufactured home check out our selection in Texas, Oklahoma, and New Mexico. Our homes are built to last and sure to have something that meets your needs, including double wide and single wide options.